Savings Rates As of April 24, 2008 Rates subject to change without notice. Prime Rate: 5.25%
Current Rate
Current APY*
Regular Share Accounts
0.74%
0.75%
Summer Share Accounts
0.74%
0.75%
Vacation Share Accounts
0.74%
0.75%
Holiday Club Accounts
0.74%
0.75%
Share Draft Accounts
0.14%
0.15%
Education Individual Retirement Share Accounts
0.99%
1.00%
Traditional and Roth Individual Retirement Share Accounts - Tiered Rates
$ 0 to $ 2,499.99
0.99%
1.00%
$ 2,500 to $ 9,999.99
1.25%
1.26%
$ 10,000 to $24,999.99
1.75%
1.76%
$ 25,000 to $49,999.99
2.20%
2.22%
$ 50,000 & Over
2.74%
2.77%
Money Market Checking/Savings Accounts - Tiered Rates. Minimum balance of $2,000 to earn interest.
$ 2,000 to $ 9,999.99
1.20%
1.21%
$ 10,000 to $ 24,999.99
1.70%
1.71%
$ 25,000 to $ 49,999.99
2.15%
2.17%
$ 50,000 to $149,999.99
2.69%
2.72%
$ 150,000 & Over
3.00%
3.04%
Share Certificates
Term
Current Rate
Current APY*
3 month
2.60%
2.63%
6 month
2.72%
2.75%
12 month
2.81%
2.85%
15-Month SPECIAL
3.04%
3.08%
18 month
2.90%
2.98%
24 month
3.00%
3.04%
30 month
3.00%
3.04%
36 month
3.14%
3.19%
48 month
3.29%
3.34%
60 month
3.47%
3.53%
Minimum Balance to open a Share Certificate is $500. For IRA certificates add 20 basis points to the current listed rate - includes Traditional, Roth and Education IRA's with the exception of 15 month special. Share Certificates are subject to an early withdrawal penalty.
