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Dividend Rates
Effective November 1, 2008
|
Account |
Dividend Rate |
APY** |
| Savings (Balance $0-$2499.99) |
.50% |
.50% |
| Savings (Balance $2500.00 & up) |
1.00% |
1.00% |
| IRA (Roth/Conversion/Education) |
2.50% |
2.53% |
| Christmas Club |
1.50% |
1.51% |
| Vacation Club |
1.00% |
1.00% |
| Checking |
.25% |
.25% |
Customized Share & IRA Certificate Rates
Minimum deposit - $500.00
Penalty for early withdrawal
|
Certificate Term |
Dividend Rate |
APY** |
| 3 Months to 5 Months |
2.000% |
2.02% |
| 6 Months to 11 Months |
2.500% |
2.53% |
| 12 Months to 23 Months |
4.000% |
4.07% |
| 24 Months to 35 Months |
3.125% |
3.17% |
| 36 Months to 47 Months |
3.500% |
3.56% |
| 48 Months to 59 Months |
4.125% |
4.20% |
| 60 Months |
4.375% |
4.46% |
** APY - Annual Percentage Yield, Minimum balance required to earn APY is $5.00, Minimum Opening Deposit for savings account is $5.00
Please note: Rates may be changed at any time without prior notification.
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